EDUCARE: The Educare Plan is designed to help meet the educational needs of the policyholder’s child or children. The policyholder determines the premium payable. The minimum premium is GH¢15 and the maximum premium is GH¢200; this is payable monthly for the duration of the policy until the policy is surrendered, matures or a Waiver of Premium benefit is applied. There is however a 6 months accident-only waiting period on the waiver of premium benefit and all premium updates ceases upon application of the Waiver of Premium benefit.
FAMILY INCOME PROTECTION PLAN : The Family Income Protection Plan is designed to provide a cash payout to meet the needs of a family in the event of the policyholder dying or having become permanently disabled or having being diagnosed with a critical illness as specified in the policy wordings. The Product comes with two options: Standard – Death / Life cover & Total Disability, Comprehensive - Death / Life cover & Total Disability & Critical Illness
There is a minimum cover of GH¢5,000 but no maximum cover. However, policies requiring more than GH¢100,000 cover will be subject to financial underwriting.
